Dynamic Asset Allocation Fund Balanced Advantage Fund Comparison Aspect Dynamic Asset Allocation Fund Balanced Advantage Fund Flexibility in Allocation Highly flexible; can go from 0% to 100% in equity. Less flexible; equity and debt have minimum allocations. Risk Management Adjusts based on market conditions and valuations. Uses derivatives to hedge [...]
Equity-Linked Saving Scheme (ELSS) is a type of mutual fund that offers dual benefits of wealth creation and tax saving. It is designed to help investors save taxes under Section 80C of the Income Tax Act, 1961, allowing a deduction of up to ₹1.5 lakh in a financial year. ELSS [...]
The Indian Rupee’s downfall can have significant implications on the nation’s economy, affecting several crucial areas like the stock market, trade deficit, growth, fiscal deficit, and inflation. Stock Market Impact A depreciating rupee can dampen investors’ sentiments in the stock market. Foreign investors often view a weakening rupee as a [...]
The global stock markets are poised to experience significant turbulence as Donald Trump assumes office on January 20, 2025. This transition brings with it-heightened uncertainty, primarily driven by his protectionist policies and “America First” agenda. Protectionism and Tariff Hikes One of the central tenets of Trump’s economic philosophy is protectionism. [...]
In a move that has left many Indians scratching their heads—and their wallets—the GST Council has introduced a tiered tax system for popcorn. Non-branded popcorn with salt and spices now attracts a 5% GST, pre-packaged and branded varieties are taxed at 12%, and caramel popcorn faces a hefty 18% levy. [...]
Small-cap stocks, often lauded for their growth potential, remain a compelling investment despite recent market volatility, including declines in the Indian and US markets. The falling markets reflect heightened concerns about persistent inflation and its impact on global economic growth. Elevated inflation levels have led central banks to maintain or [...]
The recent fall in the Indian stock market, mirroring global trends led by a downturn in the US markets, has raised concerns about the mid-cap segment. Factors such as persistently high inflation, tighter monetary policies, and slower economic growth are impacting investors’ sentiments. The US Federal Reserve’s hawkish stance to [...]
The rapid accumulation of mutual funds, particularly in open-ended schemes, has the potential to create liquidity challenges under certain conditions. Unlike fixed deposits, which offer predictable and stable cash flows to banks, mutual funds rely on market-based instruments that are inherently volatile. A sudden surge in redemptions, triggered by adverse [...]
The recent downturn in both Indian and U.S. stock markets has raised concerns among investors. In India, key indices like the Nifty 50 and BSE Sensex have experienced declines, influenced by global economic factors and domestic challenges. Notably, foreign investors withdrew over $10 billion from Indian stocks in October 2024, [...]
When it comes to saving and growing wealth, Indians often debate between Mutual Funds and Fixed Deposits (FDs). While both options offer their own set of benefits, Mutual Funds have increasingly emerged as a more attractive choice for wealth creation in the Indian capital market. Here’s why: While FDs are [...]