Unit Linked Insurance Plans (ULIPs) are financial products offered by insurance companies that combine investment and insurance benefits. Unlike traditional life insurance policies, a portion of the ULIP premium is allocated to equity, debt, or hybrid funds, similar to mutual funds, while the rest provides life cover. Leading insurance companies [...]
Definition of Asset Monetization Asset monetization refers to the process of unlocking value from underutilized or idle assets by converting them into revenue-generating sources. Governments and businesses use this strategy to enhance financial liquidity and reduce fiscal burdens. Idle Assets and Their Economic Potential Idle assets, such as surplus land, [...]
Introduction The US government’s imposition of higher tariffs on imports from Canada, Mexico, and China has escalated into a full-fledged tariff war. This move has strained trade relations, likely to increase inflation in the US, and has made potential Federal Reserve rate cut difficult. As global trade suffers, the role [...]
The Indian insurance sector is witnessing a transformative shift with the potential approval of 100% Foreign Direct Investment (FDI). This move could reshape the industry, leading to increased competition, foreign investments, and operational shifts. But will it cause the downfall of LIC of India, or will it drive market expansion? [...]
Growth Versus Inflation: An endless discussion The debate between growth and inflation is a constant in economic discussions worldwide. Both are crucial components of a nation’s economic health, but balancing them remains a challenge for policymakers. Growth refers to the increase in the economy’s production, while inflation represents the rise [...]
Dynamic Asset Allocation Fund Balanced Advantage Fund Comparison Aspect Dynamic Asset Allocation Fund Balanced Advantage Fund Flexibility in Allocation Highly flexible; can go from 0% to 100% in equity. Less flexible; equity and debt have minimum allocations. Risk Management Adjusts based on market conditions and valuations. Uses derivatives to hedge [...]
Equity-Linked Saving Scheme (ELSS) is a type of mutual fund that offers dual benefits of wealth creation and tax saving. It is designed to help investors save taxes under Section 80C of the Income Tax Act, 1961, allowing a deduction of up to ₹1.5 lakh in a financial year. ELSS [...]
The Indian Rupee’s downfall can have significant implications on the nation’s economy, affecting several crucial areas like the stock market, trade deficit, growth, fiscal deficit, and inflation. Stock Market Impact A depreciating rupee can dampen investors’ sentiments in the stock market. Foreign investors often view a weakening rupee as a [...]
The global stock markets are poised to experience significant turbulence as Donald Trump assumes office on January 20, 2025. This transition brings with it-heightened uncertainty, primarily driven by his protectionist policies and “America First” agenda. Protectionism and Tariff Hikes One of the central tenets of Trump’s economic philosophy is protectionism. [...]
In a move that has left many Indians scratching their heads—and their wallets—the GST Council has introduced a tiered tax system for popcorn. Non-branded popcorn with salt and spices now attracts a 5% GST, pre-packaged and branded varieties are taxed at 12%, and caramel popcorn faces a hefty 18% levy. [...]